Canadian Imperial Valuation
| CM Stock | USD 94.53 0.43 0.45% |
At this time, the firm appears to be fairly valued. Canadian Imperial Bank shows a prevailing Real Value of $98.36 per share. The current price of the firm is $94.53. Our model approximates the value of Canadian Imperial Bank from analyzing the firm fundamentals such as Profit Margin of 0.31 %, return on equity of 0.14, and Current Valuation of 87.32 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Canadian Imperial's valuation include:
Fairly Valued
Today
Please note that Canadian Imperial's price fluctuation is very steady at this time. Calculation of the real value of Canadian Imperial Bank is based on 3 months time horizon. Increasing Canadian Imperial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Canadian stock is determined by what a typical buyer is willing to pay for full or partial control of Canadian Imperial Bank. Since Canadian Imperial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Canadian Stock. However, Canadian Imperial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 94.53 | Real 98.36 | Target 88.43 | Hype 94.77 | Naive 96.7 |
The intrinsic value of Canadian Imperial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Canadian Imperial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Canadian Imperial Bank helps investors to forecast how Canadian stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Canadian Imperial more accurately as focusing exclusively on Canadian Imperial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Canadian Imperial's intrinsic value based on its ongoing forecasts of Canadian Imperial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Canadian Imperial's closest peers.
Canadian Imperial Cash |
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Canadian Imperial Total Value Analysis
Canadian Imperial Bank is currently expected to have takeover value of 87.32 B with market capitalization of 88.51 B, debt of 118.83 B, and cash on hands of 212.28 B. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Canadian Imperial fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
87.32 B | 88.51 B | 118.83 B | 212.28 B |
Canadian Imperial Investor Information
About 54.0% of the company shares are held by institutions such as insurance companies. The book value of Canadian Imperial was currently reported as 49.26. The company has Price/Earnings To Growth (PEG) ratio of 2.94. Canadian Imperial Bank recorded earning per share (EPS) of 6.27. The entity last dividend was issued on the 29th of December 2025. The firm had 2:1 split on the 16th of May 2022. Canadian Imperial Bank may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.19 | 0.2 |
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| Operating Income | 15.3 B | 14.5 B |
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Canadian Imperial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Canadian suggests not a very effective usage of assets in February.Canadian Imperial Profitability Analysis
Taking into consideration Canadian Imperial's profitability measurements, Canadian Imperial's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Canadian Imperial's ability to earn profits and add value for shareholders.Net Income | First Reported 1996-01-31 | Previous Quarter 2.1 B | Current Value 2.2 B | Quarterly Volatility 632.5 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.47 | 0.49 |
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| Net Profit Margin | 0.15 | 0.12 |
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| Operating Profit Margin | 0.19 | 0.2 |
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| Pretax Profit Margin | 0.18 | 0.16 |
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| Return On Assets | 0.005 | 0.0068 |
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| Return On Equity | 0.1 | 0.12 |
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For Canadian Imperial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Canadian Imperial Bank to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Canadian Imperial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Canadian Imperial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Canadian Imperial over time as well as its relative position and ranking within its peers.
Canadian Imperial Earnings per Share Projection vs Actual
The next projected EPS of Canadian Imperial is estimated to be 2.37 with future projections ranging from a low of 2.19 to a high of 2.46. Canadian Imperial's most recent 12-month trailing earnings per share (EPS TTM) is at 6.27. Please be aware that the consensus of earnings estimates for Canadian Imperial Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.Canadian Imperial Earnings Estimation Breakdown
The calculation of Canadian Imperial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Canadian Imperial is estimated to be 2.37 with the future projection ranging from a low of 2.19 to a high of 2.46. Please be aware that this consensus of annual earnings estimates for Canadian Imperial Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.19 Lowest | Expected EPS | 2.46 Highest |
Canadian Imperial Earnings Projection Consensus
Suppose the current estimates of Canadian Imperial's value are higher than the current market price of the Canadian Imperial stock. In this case, investors may conclude that Canadian Imperial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Canadian Imperial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of January 2026 | Current EPS (TTM) | |
| 16 | 92.25% | 2.21 | 2.37 | 6.27 |
Canadian Imperial Ownership Allocation
Canadian Imperial holds a total of 926.61 Million outstanding shares. Over half of Canadian Imperial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. On January 9, 2026, Senator Bernie Moreno of US Senate acquired under $15k worth of Canadian Imperial Bank's common stock.Canadian Imperial Profitability Analysis
The company generated the yearly revenue of 26.79 B. Reported Net Income was 8.45 B with gross profit of 26.79 B.Canadian Imperial Past Distributions to stockholders
About Canadian Imperial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Canadian Imperial Bank. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Canadian Imperial Bank based exclusively on its fundamental and basic technical indicators. By analyzing Canadian Imperial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Canadian Imperial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Canadian Imperial. We calculate exposure to Canadian Imperial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Canadian Imperial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 30.7 B | 32.2 B | |
| Pretax Profit Margin | 0.16 | 0.18 | |
| Operating Profit Margin | 0.20 | 0.19 | |
| Net Profit Margin | 0.12 | 0.15 | |
| Gross Profit Margin | 0.49 | 0.47 |
Canadian Imperial Quarterly Retained Earnings |
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A single share of Canadian Imperial represents a small ownership stake in the entity. As a stockholder of Canadian, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Canadian Imperial Dividends Analysis For Valuation
At this time, Canadian Imperial's Dividend Yield is very stable compared to the past year. As of the 5th of February 2026, Dividend Payout Ratio is likely to grow to 0.45, though Dividends Paid is likely to grow to (4.4 B). . At this time, Canadian Imperial's Retained Earnings are very stable compared to the past year. As of the 5th of February 2026, Price Earnings Ratio is likely to grow to 12.19, while Earning Assets are likely to drop about 251.9 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -4.6 B | -4.4 B | |
| Dividend Yield | 0.03 | 0.04 | |
| Dividend Payout Ratio | 0.43 | 0.45 | |
| Dividend Paid And Capex Coverage Ratio | 2.44 | 1.61 |
There are various types of dividends Canadian Imperial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Canadian shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Canadian Imperial Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Canadian pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Canadian Imperial by the value of the dividends paid out.
Canadian Imperial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Canadian Imperial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 940.7 M | |
| Quarterly Earnings Growth Y O Y | 0.158 | |
| Forward Price Earnings | 13.7552 |
Canadian Imperial Current Valuation Indicators
Canadian Imperial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Canadian Imperial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Canadian Imperial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Canadian Imperial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Canadian Imperial's worth.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Canadian Imperial Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry. You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.
Will Diversified Banks sector continue expanding? Could Canadian diversify its offerings? Factors like these will boost the valuation of Canadian Imperial. Projected growth potential of Canadian fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Canadian Imperial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.158 | Dividend Share 3.88 | Earnings Share 6.27 | Revenue Per Share | Quarterly Revenue Growth 0.125 |
Canadian Imperial Bank's market price often diverges from its book value, the accounting figure shown on Canadian's balance sheet. Smart investors calculate Canadian Imperial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Canadian Imperial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Canadian Imperial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Canadian Imperial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Canadian Imperial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.